These days it is hard to get a low price on car insurance for young drivers. Insurance can be really expensive if you are a brand new driver and your parents don't help out with the bills. You basically can't drive if you don't do your Ontario Drivers Course. That course includes, ten hours in class and ten hours in car. Just to take the course it varies from $500-$800 and thats is a lot of money for a kid who doesn't have a job.
Recently I have been searching for a vehicle online. It is very tough to find a decent car for a low price! It doesn't help trying to find a low priced car when you have to pay Emission Tests and Safety Tests on the side. The biggest deal breaker that I have noticed is the new HST taxes. A $3,000 dollar car ends up being $3,390 which is just after HST and not including all the test. Paying around $4,000 before for you even get insurance is just disgusting,
My boss from my summer job is a classic car collector/restorer. Last weekend he went to a auction and bought a 1979 Ford Granada for $870. It was in perfect shape and he offered it to me for the auction price and he would redo the breaks and put a new stereo system in it. I was so excited because it was a decent car and a good price. My future car was basically taken from my hands when the insurance company told me it would be $4,500 a year. I was so disappointed. I went to work the next day and was talking to a full time worker and she said that that is terrible because she pays a little over $1000 a year for her auto and home!
I am justing waiting for my insurance to go down. I don't see how people can drive with that high of prices. The prices make me want to change my career direction and start up an insurance company. Just trying to pay for school, sports and soon a car will be a huge bill just because of these ridiculous prices the insurance company offers.
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